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What is AML in the United Arab Emirates?
Anti-Money Laundering (AML) compliance in the UAE has been regulated since 2018 by the Ministry of Economy. The Ministry oversees enforcement, while the Central Bank (CBUAE) issues mandatory circulars and technical guidance. These regulations aim to protect the financial system from money laundering and terrorist financing. Companies in specific sectors must establish internal procedures, conduct risk assessments, train employees, and maintain ongoing compliance.
Due to frequent updates and complex requirements, many businesses find AML compliance challenging. B-AML supports companies across the UAE with tailored solutions to build, implement, and manage compliance programs that meet regulatory expectations, providing practical guidance to fulfill AML obligations with clarity and confidence.
AML Sanctions
AML Sanctions, what's at stake
Failing to comply with AML regulations in the UAE can lead to serious financial, legal, and operational consequences. UAE AML requirements carry strict enforcement penalties.
Fines
Fines ranging from AED 50,000 to AED 5 million.
Suspension
Suspension or cancellation of trade licences.
Reputation
Reputational damage and loss of client trust
Prosecution
Criminal prosecution in serious cases.
Concerned sectors
Which sectors are concerned?
Real estate agencies in the UAE
Dealers in gold, diamonds and precious metals (DPMS)
Accounting and auditing firms UAE
Legal Consultants and Law Firms
Corporate Services Providers (CSPs)
Virtual Asset Service Providers (VASPs)
Payment Platforms and FinTech Companies
Our services
AML compliance services in the UAE, stay inspection-ready
Drafting of AML/CFT policies and procedures
Regulator-ready documentation aligned with your business activity, risk profile, and sector requirements.
AML training for staff and management
Interactive training sessions designed to ensure your team understands AML risks, red flags, and responsibilities.
Internal AML audit
Independent assessment of your AML framework to identify any gaps and ensure you're prepared for inspection.
Business risk assessment (BRA)
A comprehensive review of your exposure to money laundering risks, documented in accordance with UAE regulations.
goAML reporting and regulatory support
Support with STR filings, regulatory communication, and compliance follow-up with Ministry of Economy and other competent authorities in the UAE.
Biannual AML compliance reports to the board
Required reporting prepared in line with Article 21 of the AML regulations.
Networks & affiliations
Our trusted networks & affiliations
B-AML is proud to collaborate with globally recognized institutions at the intersection of trade, finance, compliance, and commodity markets.
Trusted by leadingfinancial institutions
Discover why top-tier organizations across the UAE choose B-AML for their anti-money laundering compliance needs.
"Everything was handled perfectly, in a climate of trust and confidentiality."
SL
Sarah L.
Luxury Retail CEO
Dubai, UAE
"B-AML helped me set up my holding in less than 15 days. Flawless service."
MD
Michel D.
Investor
Abu Dhabi, UAE
"They recommended the right structure on the first call. Super responsive."
TR
Thomas R.
IT Consultant
Dubai, UAE